Trust is crucial when selecting an investment service provider to accurately represent you. At Spectrum Financial Alliance, Ltd., L.L.C., your financial future and peace of mind are paramount. Other investment service providers may unnecessarily jeopardize your financial well being by promoting their best interests through in-house products and hidden fees. You have worked hard to secure your financial future and deserve the best through personalized relationships, upheld by integrity, where our clients always come first!
Your unique interests and investment needs require custom-tailored investment and financial planning. By performing an in-depth analysis prior to presenting any financial plan or investment proposal, we eliminate cookie cutter models that are disadvantageous and offer solutions that address your specific needs and goals. As a Registered Investment Advisor, we have a fiduciary duty to our clients, thereby putting our clients’ interests above our own and avoiding any conflicts of interest. Discover how our elite firm sets precedents that others cannot offer. Discover the Spectrum advantage!
Retirement Income and the Traditional Portfolio
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Pay Yourself First
It sounds simple, but paying yourself first can really pay off.
The Power of Tax-Deferred Growth
Why are 401(k) plans, annuities, and IRAs so popular?
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.
Being healthy not only makes you feel good, it may also help you financially.
For many, retirement includes contributing their time and talents to an organization in need.
Understanding how capital gains are taxed may help you refine your investment strategies.
If you are concerned about inflation—and expect short-term interest rates may increase—TIPS could be worth considering.
A few strategies that may help you prepare for the cost of higher education.
Assess whether you are running “in the black” or “in the red” each month.
Estimate how long your retirement savings may last using various monthly cash flow rates.
Use this calculator to better see the potential impact of compound interest on an asset.
This calculator compares the financial impact of leasing versus buying an automobile.
This calculator demonstrates the power of compound interest.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A presentation about managing money: using it, saving it, and even getting credit.
Investment tools and strategies that can enable you to pursue your retirement goals.
Using smart management to get more of what you want and free up assets to invest.
There are a number of ways to withdraw money from a qualified retirement plan.
Principles that can help create a portfolio designed to pursue investment goals.
Do you have causes that you want to support with donations? Here are three tips.
Recent changes in estate tax laws could affect the strategy you have in place.
With alternative investments, it’s critical to sort through the complexity.
There are things you can do to keep yourself safe when you lose your wallet.
In life it often happens that the answers are right in our own back yards. This may be particularly true of investing.
There’s an alarming difference between perception and reality for current and future retirees.