Trust is crucial when selecting an investment service provider to accurately represent you. At Spectrum Financial Alliance Ltd., LLC, your financial future and peace of mind are paramount. Other investment service providers may unnecessarily jeopardize your financial well-being by promoting their best interests through in-house products and hidden fees. You have worked hard to secure your financial future and deserve the best through personalized relationships where our clients always come first!
Your unique interests and investment needs require personally customized and comprehensive investment and financial planning. By performing an in-depth analysis prior to presenting any financial plan or investment proposal, we eliminate disadvantageous cookie-cutter models and offer solutions to address your specific needs and goals. As a Registered Investment Advisor, we have a fiduciary duty to put our clients’ interests above our own, thereby avoiding any conflicts of interest. Discover how our elite firm sets precedents that many others cannot offer. Discover the Spectrum advantage!
Protecting Your Business from the Loss of a Key Person
Business owners may be able to protect themselves from the financial consequences of losing a key employee.
Social Security: Maximizing Your Social Security Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
Social Security: The \$64,000 Question
One of the most common questions people ask about Social Security is when they should start taking benefits.
Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.
Entrepreneurs all face the same question, “Which business structure should I adopt?”
An inside look at how marginal income tax brackets work.
What can be learned from the savings rate?
Retirees traveling abroad need to know that their health insurance travels with them.
Those looking into environmentally minded home modifications may get a boost from Uncle Sam’s tax incentives.
This calculator can help you estimate how much you may need to save for retirement.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
This calculator may help you estimate how long funds may last given regular withdrawals.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A presentation about managing money: using it, saving it, and even getting credit.
There are some smart strategies that may help you pursue your investment objectives
There are some key concepts to understand when investing for retirement
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Principles that can help create a portfolio designed to pursue investment goals.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Understanding the cycle of investing may help you avoid easy pitfalls.